Accident Cover for Two Wheeler Insurance

 Amrit Pal Singh  02-11-2023  Bike Insurance  Bike Insurance, Two Wheeler Insurance, Types of Bike Insurance

Accident Cover for Two Wheeler Insurance

Accident cover for two-wheeler insurance provides coverage for any accidents or injuries sustained while riding the insured bike. This type of coverage is essential for two-wheeler owners as they are more susceptible to accidents and injuries than other road users.

Accident cover typically includes the following benefits:

1. Personal Accident Cover: This covers injuries sustained by the policyholder while riding the insured two-wheeler. In the event of an accident, the insurance company will pay a fixed amount as compensation to the policyholder or their family in case of death or permanent disability.

2. Third-Party Liability: If the insured two-wheeler is involved in an accident that causes injury or death to a third party, the accident cover will provide financial protection against legal liabilities.

3. Medical Expenses: Accident cover also covers medical expenses incurred by the policyholder for treatment of injuries sustained in an accident. This includes hospitalization charges, doctor's fees, medication costs, and other medical expenses.

4. Collision Damage: Some policies may also provide coverage for damages to the insured two-wheeler due to a collision with another vehicle or object.

It is important to note that the extent of coverage and benefits may vary depending on the specific insurance policy and the insurance provider. Additionally, accident cover for two-wheeler insurance is usually an add-on or an optional coverage that can be purchased in addition to the general two-wheeler insurance policy.