Bike Insurance in Chawri Bazar

Type of Bike Insurance

There are several types of bike insurance, including:

1. Comprehensive insurance: This type of insurance covers damage to your bike caused by accidents, theft, vandalism, fire, and natural disasters.

2. Third-party liability insurance: This type of insurance covers you if you cause injury or damage to someone else's property while riding your bike.

3. Personal accident insurance: This type of insurance covers medical expenses and provides financial compensation in case of disability or death resulting from a bike accident.

4. Bike breakdown insurance: This type of insurance covers the cost of repairs or towing if your bike breaks down while you are riding.

5. Bike accessories insurance: This type of insurance covers the cost of replacing or repairing accessories like helmets, locks, and apparel if they are stolen or damaged.

6. Legal expenses insurance: This type of insurance covers legal costs if you are involved in a legal dispute related to your bike, such as a personal injury claim or an insurance dispute.

7. Multi-bike insurance: This type of insurance allows you to insure multiple bikes under a single policy, which can be more convenient and cost-effective if you own multiple bikes.

It is important to carefully consider your needs and budget before choosing the type of bike insurance that is best for you.

Add on Features – Optional Covers of Bike Insurance

1. Personal accident cover: This cover provides financial protection in case of accidental injury or death of the policyholder while riding the insured bike. It offers compensation for medical expenses, disability benefits, and even death benefits.

2. Zero depreciation cover: This cover ensures that in case of a claim, the policyholder will receive the full cost of replacing damaged bike parts without any deduction for depreciation. This can be particularly beneficial for expensive and high-end bikes, as it helps in saving costs on repairs.

3. Accessories cover: This cover provides protection for the various accessories added to the bike, such as GPS devices, music systems, and other customized fittings. In case of damage or theft of these accessories, the policyholder can claim their cost under this cover.

4. Roadside assistance cover: This cover offers assistance in case of breakdowns or emergencies while riding the insured bike. Services like tire change, battery jump-start, fuel delivery, and towing are usually included. It ensures a hassle-free experience and peace of mind during long trips.

5. NCB protection cover: No Claim Bonus (NCB) is a discount given on the premium for not making any claims during the policy period. With NCB protection cover, even if a claim is made, the policyholder retains the NCB. This helps in reducing the premium amount in subsequent years.

6. Loss of key cover: This cover provides coverage in case the policyholder loses the bike keys and needs to get new ones made. It covers the expenses of getting new keys made, including the cost of reprogramming electronic keys.

7. Engine protection cover: This cover provides protection against damages to the bike's engine due to water ingression, oil leakage, and similar perils. It covers the repair or replacement costs of the engine and its internal parts.

8. Rental reimbursement cover: In case of an accident or theft of the insured bike, this cover reimburses the policyholder for the cost of renting a temporary replacement vehicle until the insured bike is repaired or replaced.

9. Return to invoice cover: This cover ensures that in case of theft or total loss of the insured bike, the policyholder receives the full amount mentioned on the invoice of the bike, including registration charges and road tax