Bike Insurance in Jhandewalan

You are looking for bike insurance in Jhandewalan, we are here for you. Contact us on 9968517159. We have all types of bike insurance policies. Full Insurance, Third party bike insurance in Jhandewalan and stand alone own damage insurance. Multiple companies to choose from such as HDFC Ergo, ICICI Lombard, Digit, IFFCO Tokio, Reliance and more. We are working in PAN India for Bike Insurance. Currently Bike Insurance Third party Rates are 538 + GST for vehicles up to 75 cc and Rs. 714 + GST which is Rs. 843 / Year for 75cc to 150 cc vehicles. Any type of two-wheeler who falls under this range will be charges at Rs. 843 as guide by IRDA. 24 x 7 customer support and claim assistance is available. Online Bike Insurance in 2 mins only.

Types of covers in bike insurance

There are several types of covers available in bike insurance policies. These include:

Third-Party Liability Cover: This is the most basic type of bike insurance cover required by law in most countries. It provides coverage against damages caused to third-party property or injuries to third-party individuals in case of an accident involving your bike.

Comprehensive Cover: This type of cover provides wider protection and covers damages or losses incurred to your bike due to accidents, theft, natural disasters, fire, or any other unforeseen events. It also covers damages caused to third-party property or injuries to third-party individuals.

Personal Accident Cover: This type of cover provides financial compensation in case of disability or death of the bike rider due to an accident involving the insured bike.

Add-On Covers: Insurance companies offer additional covers that can be added to the basic insurance policy at an extra premium cost. These include covers such as zero depreciation cover, engine protection cover, roadside assistance cover, etc.

It is important to understand the different types of covers available in bike insurance policies and choose the one that best suits your requirements and budget.

Types of Add on in Bike Insurance

Bike insurance add-ons are additional coverage options that you can add to your bike insurance policy for an extra premium. These add-ons provide extra protection and cover for specific risks or losses that are not covered under the basic insurance policy. Here are some of the most common types of bike insurance add-ons:

Zero Depreciation Cover: Depreciation is the reduction in the value of your bike due to age and wear and tear. A zero depreciation cover protects you from the depreciation factor and provides coverage for the full value of your bike in case of damage or loss. This add-on is especially useful for newer bikes, as the value of the bike depreciates quickly in the first few years.

Engine Protection Cover: The engine is one of the most expensive and vital parts of a bike. An engine protection cover provides coverage for damages or losses incurred to the bike's engine due to accidents, natural calamities, or other unforeseen events. This add-on is especially useful for bikes with expensive engines or those that are used frequently.

Roadside Assistance Cover: A roadside assistance cover provides emergency assistance in case your bike breaks down or you are stranded on the road due to a flat tire, battery issues, or other mechanical problems. This add-on covers the cost of towing your bike to the nearest garage, arranging for fuel, and other necessary services.

NCB Protect Cover: NCB stands for No Claim Bonus, which is a discount offered by insurance companies for not making any claims during the policy term. An NCB protect cover ensures that you do not lose your NCB discount even if you make a claim during the policy period.

Personal Accident Cover for Pillion Rider: A personal accident cover for pillion rider provides financial compensation in case of disability or death of the pillion rider due to an accident involving the insured bike.

Consumables Cover: Consumables such as engine oil, coolant, and brake oil are necessary for the smooth functioning of a bike. A consumables cover provides coverage for the cost of these consumables in case they need to be replaced due to an accident or other unforeseen events.

Return to Invoice Cover: A return to invoice cover provides coverage for the full invoice value of your bike in case of theft or total loss. This add-on ensures that you receive the full amount you paid for your bike, rather than the depreciated value.

Key Replacement Cover: Losing your bike keys can be a nightmare, especially if you do not have a spare key. A key replacement cover provides coverage for the cost of replacing your lost or stolen bike keys.

In conclusion, bike insurance add-ons provide extra protection and coverage for specific risks and losses that are not covered under the basic insurance policy. It is important to understand the different types of add-ons available and choose the ones that best suit your requirements and budget.