Bike Insurance in Rajendra Place

We do bike insurance in Rajendra place. We are working in PAN India. We do all types of bike insurance of multiple companies. In case you are looking for HDFC Ergo Bike Insurance or ICICI Lombard Bike Insurance, Digit or SBI General, Bajaj or reliance. We have multiple companies available with us for your two-wheeler insurance in Rajendra Place. Third Party Rates are per the IRDAI which is the insurance regularity body of India. Third party Rates are decided by it only. Third Party insurance starts from 538 + GST for vehicles up to 75 cc and Rs. 714 + GST which is Rs. 843 / Year for 75cc to 150 cc vehicles. Any type of two-wheeler that falls under this range will be charged at Rs. 843 as guided by IRDA. 24 x 7 customer support and claim assistance is available. Online Bike Insurance in 2 mins only. Paperless procedure and does not require any inspection. Cashless Bike cashless insurance with best available options in Rajendra Place.

We do third party bike insurance, full bike insurance and stand-alone first party bike insurance in Rajendra Place and the nearby areas. Many add-on covers to choose from such as zero depression cover, engine protection cover, NCB Protection and PA Cover and more are available as per your requirement.

Type of Bike Insurance

On damage cover – It is also known as comprehensive or full insurance. It covers your bike from on damage expenses and theft. 3^rd party cover is already included in on damage cover policy which is the comprehensive bike insurance policy and we do comprehensive bike insurance policy in Rajendra place. Another important feature of the full insurance bike policy is PA cover which provides accidental life cover to the RC holder in case of any accidental mishappening. This PA cover provides 15,00,000 life cover only in case of accidental mishappening. There are various add-on covers available in this policy search a zero depreciation cover. In case the policyholder does not take any claim during the policy. Then the policyholder is eligible for the no-claim bonus which is also known as NCB and it is calculated on the own damage premium of the policy.

Third Party Bike Insurance – 3^rd party bike insurance is mandatory as per the Indian vehicle act. The premium of 3^rd party insurance is fixed and all companies sell it add the same amount in the market. It does not cover theft or on damage expenses. It is used to avoid challans and in case of RC transfer by the policyholder. It provides a claim to the other person in case of an accident and the amount of the claim is decided by the court. The premium of 3^rd party is calculated on the basis of the cubic capacity of the vehicle.

Standalone Own Damage Policy - At the time of purchase sometimes people buy a policy for 3 or 5 years in which 3^rd party coverage is for 3 or 5 years but own damage cover is only for one year. So at the time of renewal, the person buys a stand OD policy. This policy does not cover 3^rd party but includes the detail of the 3^rd party policy. For this, you have to buy a separate PA cover also if it was not included in your previous policy for 3 or 5 years. You can switch the company at the time of renewal and no claim bonus benefit will be given by the new company also if you have not taken any claim during the last policy. Other add on options are also available in this policy such as return to invoice cover, zero depreciation cover, consumable cover and much more. You can buy the PA policy of any company.

Add on Features – Optional Covers of Bike Insurance
 

The Zero depreciation cover - It is the most common cover taken by the policyholders in their comprehensive or standalone OD policy. This add on the cover you don’t have to spend any amount add the time of claim except the deductibility amount. Generally, the cost of components is depreciated with the age of the vehicle but with this add-on you can get a 100% claim*.