Bike Insurance in Uttam Nagar

We are doing Bike Insurance in Uttam Nagar. We deal in all types of insurance for bikes and other things. We deal with multiple companies. 2 minutes a paperless online process and does not require inspection in most of cases. We are dealing in Third Party Bike Insurance in Uttam Nagar. We have comprehensive Bike Insurance In Uttam Nagar and the third last is the Standalone OD Policy also. We have all other insurance services.

What is included in Bike Insurance?

Bike insurance is a type of insurance policy that provides coverage against damages or losses incurred to your bike due to accidents, theft, natural calamities, or any other unforeseen events. The coverage provided by a bike insurance policy may vary based on the type of policy you opt for. Here are some of the common inclusions in a bike insurance policy:

Third-party liability cover: This is a mandatory coverage required by law and provides protection against damages or losses incurred to third-party property or injuries to third-party individuals in case of an accident involving your bike.

Own damage cover: This coverage provides protection against damages or losses incurred to your own bike due to accidents, theft, natural calamities, fire, or any other unforeseen events.

Personal accident cover: This coverage provides financial compensation in case of injuries or death sustained by the policyholder or pillion riders due to accidents involving the insured bike.

Add-ons: Most insurance companies offer a range of add-ons or additional coverage options that you can choose to enhance your coverage. These may include coverage for pillion riders, zero depreciation cover, engine protection cover, roadside assistance, and more.

Discounts: Insurance companies may offer discounts on insurance premiums for various factors such as installation of anti-theft devices, no-claim bonus, and more.

It is important to note that the coverage provided by a bike insurance policy may vary based on the terms and conditions of the policy, the insurance company, and the type of policy you opt for. It is advisable to read the policy documents or get in touch with us as we are  doing bike insurance in Uttam Nagar. You should carefully understand the coverage provided before purchasing a bike insurance policy.

What is not included in Bike Insurance?

While a bike insurance policy provides coverage against a range of damages or losses incurred to your bike, there are certain exclusions that are not covered by the policy. Here are some of the common exclusions in a bike insurance policy:

Normal wear and tear: A bike insurance policy does not provide coverage for damages or losses incurred to your bike due to normal wear and tear, aging, or depreciation.

Mechanical or electrical breakdown: Any damages or losses incurred to your bike due to mechanical or electrical breakdown are not covered under the policy.

Driving under the influence of alcohol or drugs: If you are found to be driving under the influence of alcohol or drugs and cause an accident, the insurance policy will not provide coverage for the damages or losses incurred.

Driving without a valid license: If you are driving without a valid driving license and cause an accident, the insurance policy will not provide coverage for the damages or losses incurred.

Racing or illegal activities: If your bike is damaged or stolen while participating in racing or any other illegal activity, the insurance policy will not provide coverage.

Damage due to war or nuclear risks: Any damages or losses incurred to your bike due to war, invasion, act of foreign enemies, nuclear risks, and more are not covered by the policy.

Consequential damages: Any damages or losses incurred to your bike due to consequential events such as loss of earnings, loss of use, or any other indirect damages are not covered under the policy.

It is important to note that the exclusions may vary based on the terms and conditions of the policy, the insurance company, and the type of policy you opt for. It is advisable to read the policy documents carefully and understand the exclusions provided before purchasing a bike insurance policy.