How to Buy Two-Wheeler Insurance Online

 Amrit Pal Singh  02-11-2023  Bike Insurance  Bike Insurance, Two Wheeler Insurance, Types of Bike Insurance

How to Buy Two-Wheeler Insurance Online?

To buy two-wheeler insurance online, follow these steps:

1. Research: Start by conducting research on different insurance providers and the policies they offer. Compare the coverage, benefits, premium costs, and discounts provided by different companies.

2. Choose the type of policy: Decide between a third-party liability policy or a comprehensive policy. A third-party policy only covers damages to third-party property or injuries, while a comprehensive policy covers damages to your own vehicle as well.

3. Visit insurance comparison websites: Visit online comparison websites that allow you to compare policies from different insurance providers. Enter your two-wheeler details and select the type of coverage you want.

4. Review and select a policy: Compare the quotes provided by different insurers. Look for important features such as coverage limits, add-on coverage options, claim settlement ratio, customer reviews, and the insurer's reputation.

5. Enter personal details: Once you have selected your preferred policy, enter your personal details, such as your name, address, contact number, and email ID.

6. Provide vehicle details: Enter your two-wheeler's make, model, registration number, manufacturing year, and any modifications made to the vehicle.

7. Choose the policy term: Select the policy term, which is usually available as one year or three years. Please note that a three-year term is only available for comprehensive policies.

8. Add-ons: Choose any additional coverage options, known as add-on covers, that you want to include with your policy, such as zero depreciation cover, personal accident cover, or engine protection.

9. Calculate premium: Based on the information provided, the website will calculate the premium amount for your policy.

10. Review and confirm: Carefully review the policy details, coverage, and premium amount. Ensure that all the information entered is accurate.

11. Make payment: Pay the premium amount for your selected policy using a debit or credit card, net banking, or other available payment options.

12. Receive policy documents: After successful payment, you will receive an email or SMS with your policy documents, including a digital copy of your insurance policy.

Remember to always read the policy terms and conditions before purchasing two-wheeler insurance online and ensure that you understand the coverage